Friends — mid-May, and the Chicago market continues to surprise. While the national spring season is being called “sluggish,” right here in Chicago we just closed out April with 4,826 homes sold (up 21% year-over-year) and inventory still squeezed to roughly 0.75 months of supply. Rates ticked down again last week to 6.36%, so qualified buyers finally have a small window without a frenzy. If you've been waiting for permission to act, this is a reasonable one — call me and let's run your numbers honestly.
— Slawomir, (773) 837-4815
| Metric | Current | vs Last Issue |
|---|---|---|
| Median Sale Price | $409,000 | ↓ 0.2% |
| Active Listings | ~3,600 | ↓ 21% YoY |
| Avg Days on Market | 47 days | ↓ 3 days |
| List-to-Sale Ratio | 100.19% | ↑ (over asking) |
| 30-Yr Mortgage Rate | 6.36% | ↓ 2 bps |
Here's what the headlines miss: Chicago is now selling at 100.19% of list price. That “average” hides the reality — well-prepped homes in Avondale, Portage Park, Pilsen, and the NW suburbs are routinely landing 3–7 offers in week one, while tired listings sit. If you're selling, the difference between $409K and $435K is two weekends of prep, accurate pricing, and professional photography — not luck. If you're buying, your offer needs an escalation clause and clean financing, not just a price.
Lock your rate the day you go under contract — don't wait. With the Fed teeing up a possible June cut, rates could swing either way on a single inflation print. A 60-day lock with a one-time float-down option costs almost nothing and protects your monthly payment.
Drodzy Państwo — chicagowski rynek nieruchomości nadal jest silny. W kwietniu sprzedano 4,826 domów (wzrost o 21% w skali roku), a mediana cen w mieście wynosi około $409,000 — wzrost o 11% rok do roku. Stopa kredytu hipotecznego na 30 lat spadła do 6.36%, więc dla kupujących to dobry moment, żeby działać, zanim Fed obniży stopy w czerwcu i pojawi się nowa fala konkurencji. Zadzwoń do Sławomira: (773) 837-4815 — porozmawiamy po polsku, bez zobowiązań.
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