Welcome to Issue #1 of the VKR Market Pulse — your bi-weekly window into the Chicago real estate market. Spring 2026 is already showing real energy: Chicago homes are flying off the market as inventory tightens to just 1.7 months of supply, down nearly 25% year-over-year. Mortgage rates are hovering around 6.41%, which — despite recent volatility driven by global events — remains meaningfully below where we were a year ago. If you're thinking about buying, selling, or investing, now is a smart time to have a conversation before competition heats up further. Give me a call — I'm here to help. — Slawomir, (773) 837-4815
| Metric | Current | vs Last Month |
|---|---|---|
| Median Sale Price | $345,000 | ↓ 0.9% YoY |
| Active Listings | 3,078 homes | ↓ 24.9% YoY |
| Avg Days on Market | 67 days | ↓ 5.6% YoY |
| List-to-Sale Ratio | 98.18% | Stable |
| 30-Yr Mortgage Rate | 6.41% | ↑ ~42 bps from 5.99% |
With inventory down nearly 25% and only 1.7 months of supply in the city, Chicago is still a seller's market in most price brackets — but buyers now have more leverage than in 2023 or 2024. Roughly 20% of active listings have already taken a price cut, which means motivated sellers are out there. If you're a buyer, target those price-reduced listings in desirable neighborhoods and come in with a clean, pre-approved offer — you may find less competition than you expect. If you're a seller, correct pricing from Day 1 is everything right now; overpriced homes are sitting while well-priced ones are getting multiple offers within days.
With rates around 6.41% today, a mortgage rate buydown — where the seller contributes funds to temporarily reduce your rate — can save you hundreds per month in your first two years. In this market, asking for seller concessions is increasingly common and accepted, so don't leave that negotiating tool on the table.
Witamy w pierwszym wydaniu biuletynu VKR Market Pulse! Rynek nieruchomości w Chicago wchodzi w wiosnę z dużą energią — liczba dostępnych nieruchomości spadła o prawie 25% rok do roku, co oznacza, że dobrze wycenione domy sprzedają się bardzo szybko. Oprocentowanie kredytów hipotecznych na 30 lat wynosi obecnie około 6,41%, co jest korzystniejszym poziomem niż rok temu. Jeśli myślisz o kupnie lub sprzedaży nieruchomości, to dobry moment, żeby porozmawiać ze mną zanim sezon wiosenny jeszcze bardziej się rozkręci. Zadzwoń do Sławomira: (773) 837-4815
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